## Detailed Description for Every Debt Calculator

**Credit Card Calculator**

This Debt Calculator will help you estimate your cost of living.This Cost of Living Calculator will allow you to enter a variety of living expenses and will then return your yearly and annual cost of living

**Credit Card Calculator**

This Debt Calculator will help you to calculate either how long it will take to pay your credit card debt, or how much you will pay per month to settle your credit card debt in a specific timeframe.

**Debt to Income Ratio Calculator**

This Debt Calculator will help you to find the ratio of your debt to your income. This Debt to Income Ratio Calculator will allow you to enter all of you incomes and debts, either monthy or yearly and will return the ratio of your debt to income.

**Fixed Payments Loan Calculatorr**

This Debt Calculator will help you to calculate the amount of time required to pay off a loan given fixed monthly payments. This Fixed Payments Loan Calculator will allow to enter the loan amount, how much you are paying each month and the interest rate of the loan. It will return the time frame needed to pay off the loan and the interest you will pay over the life of the loan.

**Irregular Cash Flow Payback Calculator**

This Debt Calculator will help you to find the payback period for an investment with an irregular cash flow. This Irregular Cash Flow Payback Calculator will allow you to enter the initial investment in the project, a discount rate if applicable, and up to 8 years of cash flow. It will return an estimate of the payback period.

**Payback Period Calculator**

This Debt Calculator will help you to find the payback period for an investment. This Payback Period Calculator will allow you to enter the initial investment in the project, a discount rate if applicable, and the annual cash flow of the project. It will return an estimate of the payback period.

**Periodic Contribution Calculator**

This Debt Calculator will help you to find out how large of a periodic contribution must be made to make an investment reach your target. This Periodic Contribution Calculator will allow you to enter a target blanace, an initial investment, interest rate, and the time frame in wish you would like to reach the target balance making periodic contributions. It will return an estimated amount you would need to contribute based on the frequency of contributions and time span.

**Upfront Cash Down Payment Calculator**

This Debt Calculator will help you to find out an affordable home cost based on the amount of upfront cash you have. This Upfront Cash Down Payment Calculator will allow you to enter how much upfront cash you have available to purchase a home. You may also enter the closing cost, interest rate, and loan term. It will return an estimate for the price of a home you can afford as well as the loan amount and monthy payment expected.