Home and Mortgage Calculator

This Home and Mortgage Calculator will help you to find out the maximum home price you can afford for a given debt-to-income ratio.
This Home Affordabillity Calculator will allow to enter your annual income, recurring debts, the terms of the home loan, fees associated with the home, and your debt to income ratios. It will return an estimate of how much you should be able to borrow, and various monthly and annual home fees.

This Home Affordability Calculator is a great resource for Home and Mortgage Finance.

Annual Household Income
Mortgage Loan Term
Interest Rate
Monthly Recurring Debt
Down Payment
Annual Property Tax
Annual HOA or Co-op Fee
Annual Insurance
Maximum Front End Debt-to-Income Ratio
Maximum Back End Debt-to-Income Ratio

You Can Borrow
Total Price of the House
Down Payment
Estimated Closing Cost (3%)
Front-End Debt-to-Income (DTI) Ratio
Back-End Debt-to-Income (DTI) Ratio
Total One Time Payout at Closing
Monthly Mortgage Payment
Annual Property Tax
Annual HOA or Co-op Fee
Annual Insurance Cost
Estimated Annual Maintenance Cost (1.5%)
Total Monthly Cost on the House

Amounts are rounded to the nearest dollar.

Please enjoy using our Home Affordability Calculator.